Combined Axial and Bending Stress
Many real members — columns with eccentric loads, beam-columns — carry axial force and bending together. The stresses simply add at the extreme fibre.
By superposition σ = P/A + M·c/I. where P is the axial load, A the area, M the moment, c the distance to the extreme fibre and I the second moment of area.
Add the uniform axial stress to the peak bending stress at the same fibre.
Results
The combined stress must stay within the allowable. On the opposite fibre the bending term subtracts, so always check both faces — one may go into tension.